{"id":3597,"date":"2023-01-04T23:57:43","date_gmt":"2023-01-04T21:57:43","guid":{"rendered":"https:\/\/www.memurlar.org\/?p=3597"},"modified":"2023-01-04T23:57:43","modified_gmt":"2023-01-04T21:57:43","slug":"2023-yeni-evim-kampanyasi-sartlari-memurlar-basvurabilir-mi","status":"publish","type":"post","link":"https:\/\/www.memurlar.org\/2023-yeni-evim-kampanyasi-sartlari-memurlar-basvurabilir-mi\/","title":{"rendered":"2023 Yeni Evim Kampanyas\u0131 \u015eartlar\u0131 Memurlar Ba\u015fvurabilir mi?"},"content":{"rendered":"<p>H\u00fck\u00fcmetin a\u00e7\u0131klad\u0131\u011f\u0131 yeni bir proje ile dar gelirliler i\u00e7in yeni bir ev projesi ba\u015flatt\u0131. bu proje ile ev sahibi olamayan ve vatanda\u015flar\u0131n yararlanmas\u0131 ve uzun vadede \u00f6deme yapmas\u0131 planlan\u0131yor. \u0130\u015fte yeni evim kampanyas\u0131 \u015fartlar\u0131 yada di\u011fer ad\u0131yla yeni evim projesi \u015fartlar\u0131.<\/p>\n<h1>Yeni Evim Kampanyas\u0131 Nedir ?<\/h1>\n<p>As\u0131l ad\u0131 Yeni Evim Konut Finansman Program\u0131 Kampanyas\u0131 olan bu kampanya ile orta ve dar gelirli vatanda\u015flar i\u00e7in a\u00e7\u0131klanan kredi finansman kampanyas\u0131d\u0131r. Yeni Evim Kampanyas\u0131 ile vatanda\u015flar uzun vade \u00f6demeleri ile ev sahibi olabilecek. Yeni Evim Kampanyas\u0131 \u015fartlar\u0131\u00a0 n\u0131 kar\u015f\u0131layan herkes bu projeye ba\u015fvurabilecek \u0130\u015ete Yeni Evim Kampanyas\u0131 \u015eartlar\u0131<\/p>\n<h2>Yeni Evim Kampanyas\u0131na Kimler Ba\u015fvurabilir ?<\/h2>\n<p>Yeni evim kampanyas\u0131 orta ve dar gelirli vatanda\u015flar i\u00e7in oldu\u011fundan yat\u0131r\u0131m ama\u00e7l\u0131 ba\u015fvurular olmamas\u0131 i\u00e7in baz\u0131 kriterler bulunmakta. Kampanyaya dahil olmak i\u00e7in a\u015fa\u011f\u0131daki \u015fartlar\u0131n sa\u011flanmas\u0131 gerekiyor.<\/p>\n<ul>\n<li><strong>Ki\u015finin \u00dczerine Hi\u00e7 Konut Olmamas\u0131 Gerekiyor<\/strong> : Yeni Evim kampanyas\u0131na ba\u015fvurunun ilk ko\u015fulu vatanda\u015f\u0131n \u00fczerine herhangi bir konut olmamas\u0131 gerekiyor. Kredinin amac\u0131 gere\u011fi bu uygulama yap\u0131lacak.<\/li>\n<li><strong>Al\u0131nan Ev 5 Y\u0131l Boyunca Sat\u0131lamacak :\u00a0<\/strong> Yeni evim Projesi kapsam\u0131nda ev alan vatanda\u015flar ald\u0131klar\u0131 evi en az 5 sene satamayacaklar.<\/li>\n<li><strong>Son 1 Y\u0131l \u0130\u00e7inde Konut Sat\u0131\u015f\u0131 Yap\u0131lmam\u0131\u015f olmas\u0131 gerekiyor<\/strong>: Kampanyan\u0131n doru hedefe y\u00f6nelik olmas\u0131 i\u00e7in k\u00f6t\u00fc niyeti engellemek i\u00e7in olan en erken 1 y\u0131l i\u00e7inde herhangi bir konut sat\u0131\u015f\u0131n\u0131n yap\u0131lmamas\u0131 gerekiyor.<\/li>\n<li><strong>Ba\u015fvurulan \u0130lde 1 Y\u0131l \u0130kamet edilmesi gerekiyor. <\/strong>Yine kampanyan\u0131n do\u011fru hedefi bulmas\u0131 amac\u0131yla yat\u0131r\u0131m amac\u0131yla de\u011fil bar\u0131nma amac\u0131yla al\u0131nmas\u0131 i\u00e7in ba\u015fvuracak vatanda\u015flar\u0131n bulunduklar\u0131 ilde en az 1 y\u0131l ikamet etmeleri gerekmekte.<\/li>\n<\/ul>\n<h2>Yeni Evim Kampanyas\u0131 nda neler var<\/h2>\n<ul>\n<li><strong>0,69 Faiz oran\u0131 :<\/strong> \u00d6zelikle son d\u00f6nemde kredi fazi oranlar\u0131n\u0131n enflasyon nedeniyle \u00e7ok y\u00fcksek olmas\u0131ndan dolay\u0131 bu oran olabilecek en iyi oran olarak de\u011ferlendirmek gerekiyor. ge\u00e7mi\u015fte bu oranla hi\u00e7 bir zaman kredi verilmemi\u015ftir. Yeni Evim Kampanyas\u0131 kredi oran\u0131 ile ev sat\u0131\u015flar\u0131n\u0131n artmas\u0131 bekleniyor.<\/li>\n<li><strong>15 Y\u0131la Kadar Vade :<\/strong> Normal Konut kredilerinden en fazla vade 120 ay yani 10 y\u0131ld\u0131r. Yeni Evim Projesi ile bu vare 180 ay olarak belirlenmi\u015f. b\u00f6ylece ayl\u0131k taksit miktarlar\u0131 da d\u00fc\u015fm\u00fc\u015f olacak.<\/li>\n<li><strong>%10 Pe\u015finat ile kredi ba\u015fvurusu yapabilme:<\/strong> Evin de\u011ferinin en az %10 luk k\u0131sm\u0131n\u0131n pe\u015fin olarak verilmesi gerekiyor. Normal ev kredilerinde ise bu oran %25 pe\u015finat olarak istenir. Yeni Evim Projesinde ise bu oran %10 olarak d\u00fczenlenmi\u015f.<\/li>\n<li><strong>ilk 3 Y\u0131l \u00d6demem Kolayl\u0131\u011f\u0131<\/strong> :\u00a0 Yeni Evim Projesi ile 3 y\u0131l boyunca hazine deste\u011fi olacak<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>Yeni Evim Kampanyas\u0131&#8217;ndan nas\u0131l faydalan\u0131lacak ?<\/h2>\n<p>16\u00a0 Ocak tarihinde Ba\u015flayacak Kampanya ile bu kampanya \u015fartlar\u0131n\u0131 sa\u011flayanlar faydalanabilecek . Ba\u015fvurmak isteyen vatanda\u015flar \u00f6ncelikle konut \u00fcreticileri taraf\u0131ndan ilan edilen evleri ilana \u00e7\u0131karacaklar.<\/p>\n<p>Vatanda\u015flar kendilerine uygun olan ev i\u00e7in bankaya ba\u015fvuracaklar. bankalar ev kredisi i\u00e7in gerekli evraklar ile evi ve \u00f6deme ko\u015fullar\u0131n\u0131 de\u011ferlendirerek uygunlu\u011fu durumunda vatanda\u015fa krediyi \u00e7\u0131karacak.<\/p>\n<p>T\u00fcm ev kredilerinde oldu\u011fu gibi burada da ev i\u00e7in \u00e7\u0131kan kredi bankada bekleyecek sat\u0131\u015f i\u015flemi sonras\u0131 banka \u00fcreticiye paray\u0131 aktaracak.<\/p>\n<p>Tapunun \u00fczderinde Evi satan alan vatanda\u015f\u0131n ad\u0131 olacak fakat banka taraf\u0131ndan 1. s\u0131rada ipotekli olarak haz\u0131rlanacak. Kredi \u00f6demesinn bitmesinin atrd\u0131ndan tapudan ilgili ipotek kald\u0131r\u0131lacak.<\/p>\n<p>&nbsp;<\/p>\n<h2>Memurlar Yeni Evim Kampanyas\u0131na Ba\u015fvurabilir mi?<\/h2>\n<p>Ba\u015fvuru \u015eartlar\u0131 aras\u0131nda Memuriyet ile ilgil herhangi bir k\u0131s\u0131tlama yok. bu ba\u011flamda memurlar da \u015fartlar\u0131 sa\u011flamas\u0131 durumunda Yeni Evim Kampanyas\u0131 na ba\u015fvurabilirler.<\/p>\n<p>Memur Maa\u015flar\u0131na yap\u0131lan %30 luk 2023 zamm\u0131 ile birlikte ilk bak\u0131\u015fta bu \u00f6demeler i\u00e7in destek olaca\u011fa benziyor.<\/p>\n<h3>Babam\u0131n \u00dczerine Ev var ba\u015fvurabilir miyim ?<\/h3>\n<p>Yeni Evim Projesi kapsam\u0131nda \u015fartar aras\u0131nda ba\u015fvuracak vatanda\u015f ile ilgili \u015fartlar bulunmakta. bu ba\u011flamda Annesi, Babas\u0131, Karde\u015ferinin \u00fczerinde ev olanlarda Bu kampanyaya ba\u015fvurabilirler.<\/p>\n<h3>Yeni Evim Kampanyas\u0131na Ba\u015fka bir ilden ba\u015fvuru yapabilir miyim ?<\/h3>\n<p>Kredi kampanyas\u0131 kapsam\u0131nda ama\u00e7 yat\u0131r\u0131m olmad\u0131\u011f\u0131 i\u00e7in ba\u015fvru yap\u0131lan ilde en az 1 y\u0131l s\u00fcre ile ikamet edilmi\u015f olmas\u0131 gerekiyor. bu nedenle ba\u015fka illerdeki konutlar i\u00e7in ba\u015fvuru yapamazs\u0131n\u0131z.<\/p>\n<h3>Hangi Bankalar Yeni Evim Kredisi Veriyor.<\/h3>\n<p>Bu konuda\u00a0 Projenin ba\u015flang\u0131\u00e7 tarihi olan 16 Ocak 2023 tarihinden \u00f6nce net bir bilgi bulunmuyor fakat bu faiz oran\u0131n\u0131 ancak devlet bankalar\u0131 verebilece\u011finden muhtemelen Ziraatbank ya da Halk Bankas\u0131 bu konuda destek verecek bankalar olacak.<\/p>\n<h3>Yeni Evim Taksitleri Ne kadar Olacak ?<\/h3>\n<p>Al\u0131nacak kredi miktar\u0131na ve taksit miktar\u0131na g\u00f6re de\u011fi\u015fmekle birlikte 1 Milyon TL i\u00e7in \u00f6rnek \u00f6deme tablosu \u015fu \u015fekilde olacak<\/p>\n<figure id=\"attachment_3603\" aria-describedby=\"caption-attachment-3603\" style=\"width: 747px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"wp-image-3603 size-full\" src=\"https:\/\/www.memurlar.org\/wp-content\/uploads\/2023\/01\/52.png\" alt=\"Yeni Evim Kampanyas\u0131 Taksit Miktarlar\u0131\" width=\"747\" height=\"449\" srcset=\"https:\/\/www.memurlar.org\/wp-content\/uploads\/2023\/01\/52.png 747w, https:\/\/www.memurlar.org\/wp-content\/uploads\/2023\/01\/52-300x180.png 300w\" sizes=\"(max-width: 747px) 100vw, 747px\" \/><figcaption id=\"caption-attachment-3603\" class=\"wp-caption-text\">Yeni Evim Kampanyas\u0131 Taksit Miktarlar\u0131<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>Yukar\u0131daki miktarlar\u0131 talep edece\u011finiz miktara g\u00f6re \u00e7arparak yakla\u015f\u0131k taksit miktarlar\u0131n\u0131 g\u00f6rebilirsiniz.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeni Evim Kampanyas\u0131 \u015eartlar\u0131<\/p>\n","protected":false},"author":11,"featured_media":3604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,1],"tags":[279,277,278,276,275,274],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2023 Yeni Evim Kampanyas\u0131 \u015eartlar\u0131 Memurlar Ba\u015fvurabilir mi? 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